Disclaimer

Last updated: 15 April 2026

Important: Clear Path Home Loan is a lead-generation and referral platform. We provide general information only. We are not a licensed credit provider, financial adviser, buyers agent, accountant, conveyancer or real estate agent, and we do not provide advice of any kind. All Partners we refer you to operate under their own licences and are solely responsible for their services.

1. General Information Only

All content on clearpathhomeloan.com.au — including guides, articles, blog posts and calculators — is general in nature. It does not take your personal objectives, financial situation or needs into account. You should consider whether the information is appropriate for you, and seek advice from an appropriately licensed professional before acting on it.

2. Not Credit or Financial Advice

Clear Path Home Loan does not hold an Australian Credit Licence (ACL) or Australian Financial Services Licence (AFSL). We do not provide credit assistance or financial product advice. When you request a referral, you will be connected with a licensed specialist who will provide regulated advice under their own licence.

3. Calculator Estimates

Our calculators (borrowing capacity, repayments, LMI, stamp duty, offset savings, deposit goal, refinance savings, etc.) produce estimates for educational purposes only. They:

Are based on simplified assumptions and typical lender policy
Do not represent a loan pre-approval or quote
Do not factor in every fee, charge or lender-specific rule
May differ substantially from what a lender actually offers you

4. Interest Rates & Market Information

Any reference to interest rates, RBA movements or market conditions reflects publicly available information at the time of writing and may be out of date. Always verify current rates with a licensed specialist.

5. Third Parties

We refer to independent Partners including home loan specialists, financial advisors, buyers agents, accountants, selling agents and conveyancers. We do not control their conduct, advice or services, and we are not involved in any engagement after we pass your enquiry. Each Partner operates under their own licence and terms. Clear Path Home Loan accepts no liability for any act, omission, advice, service, dispute, loss or damage arising from your engagement with a Partner.

6. No Guarantee

We do not warrant that the Website will be error-free, continuously available, or that any specific outcome (approval, savings, property purchase, tax benefit) will be achieved.

7. Consumer Guarantees

Nothing in this disclaimer is intended to exclude or limit any rights you have under the Australian Consumer Law that cannot be excluded by law.

8. Contact

Questions? Email hello@clearpathhomeloan.com.au.