Clear Path Home Loan
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Terms of Service

Last updated: 15 April 2026

These Terms govern your use of clearpathhomeloan.com.au (the "Website"), operated by Clear Path Home Loan ("we", "us", "our") from Chatswood, NSW. By using the Website you agree to these Terms. If you do not agree, please do not use the Website.

1. What We Provide

The Website provides free general information, educational guides and calculators relating to Australian property and finance. It also connects you with independent third-party professionals ("Partners") including home loan specialists, financial advisors, buyers agents, accountants, selling agents and conveyancers. Clear Path Home Loan is a lead-generation and referral platform only. We are not a licensed lender, credit provider, financial adviser, legal adviser, accountant or real estate agent, and we do not provide advice of any kind. Our sole role is to pass your enquiry to a suitable Partner — all services thereafter are provided by the Partner under their own licence and terms.

2. Not Financial, Legal or Tax Advice

All information, calculators and guides on this Website are general in nature and do not take into account your objectives, financial situation or needs. Nothing on the Website constitutes personal financial, credit, legal, tax or investment advice. Before acting on any information, you should consider whether it is appropriate for you and seek advice from an appropriately licensed professional.

3. Calculator Accuracy

Our calculators (borrowing capacity, stamp duty, LMI, repayments, offset, etc.) are estimates only. Actual amounts depend on your personal circumstances, lender policy, interest rates and government charges at the time of settlement. Outputs should not be relied on as a quote or approval.

4. Referrals & Third Parties

When you request a referral, we pass your contact details and stated need to a Partner we believe is suited to your situation. We do not verify, assess, qualify, pre-screen or identity-check enquiries beyond receipt of your contact details and stated interest. Partners operate under their own licences (ACL, AFSL, legal practising certificate, tax practitioner registration, real estate licence, etc.) and their own terms. Clear Path Home Loan is not responsible for any advice, service, outcome, dispute, loss or damage arising from your engagement with a Partner. You remain free to accept or decline any Partner referral.

5. Referral Fees

Clear Path Home Loan may receive a referral fee from Partners. Our service is free to you — you pay nothing to Clear Path Home Loan, and our referral does not affect the rate, fee or service offered by the Partner. Partners are selected on suitability to your stated need. We do not provide any advice of any kind and are not involved in the services the Partner subsequently delivers to you.

6. Your Responsibilities

7. Intellectual Property

All content on the Website (text, graphics, calculators, guides, logos) is owned by Clear Path Home Loan or its licensors and protected by Australian and international copyright law. You may view and print content for personal, non-commercial use. You may not copy, republish, redistribute or commercially exploit any content without our prior written consent.

8. Limitation of Liability

To the maximum extent permitted by law, Clear Path Home Loan and its related parties are not liable for any loss, damage, cost, expense or consequence of any kind (including indirect, incidental, special or consequential loss) arising from: (a) your use of the Website or reliance on any information, guide or calculator output; (b) any referral we make or Partner with whom you engage; or (c) any act, omission, advice or service of any Partner. Clear Path Home Loan’s role begins and ends with the passing of your enquiry to a Partner; all subsequent interactions are between you and the Partner. Nothing in these Terms excludes rights you have under the Australian Consumer Law that cannot lawfully be excluded.

9. External Links

The Website may link to third-party websites. We do not control and are not responsible for the content or practices of those sites.

10. Changes

We may update these Terms at any time by posting a revised version on the Website. Continued use of the Website after changes means you accept the updated Terms.

11. Governing Law

These Terms are governed by the laws of New South Wales, Australia. You submit to the non-exclusive jurisdiction of the courts of NSW.

12. Contact

Clear Path Home Loan
Suite 404, 8 Help St, Chatswood NSW 2067
Email: hello@clearpathhomeloan.com.au