One vetted Brisbane specialist. 60 lenders compared. Paid by the lender, never by you.
Brisbane’s been the fastest-growing capital since 2020. A specialist’s 60+ lender panel finds sharper rates than any single bank.
The specifics that matter for buying in Queensland. Tap any section to read more.
Up to $700,000: QLD offers a full concession (no stamp duty) for eligible first home buyers on homes up to $700,000.
$700,000 – $800,000: Sliding-scale concession — partial duty owed.
Over $800,000: Full standard stamp duty applies.
QLD also offers the First Home Owner Grant of $30,000 (2026) for new builds up to $750,000. Eligibility requires Australian citizenship or PR, being 18+, being a genuine first-home buyer, and moving in within 12 months. Use our free stamp duty calculator →
The First Home Guarantee lets eligible Brisbane FHBs buy with a 5% deposit without paying LMI. The Federal Government acts as guarantor for the other 15%.
QLD price caps (2026): $1M in Brisbane metro / capital city, $800K in regional QLD. Income caps: $125K single, $200K couple.
Places: 35,000 FHB places per financial year plus 10,000 Regional First Home Buyer Guarantee places.
A specialist can model the FHG alongside standard 10%/20% deposit options to show which path saves you more.
Median house price: ~$870K (CoreLogic).
Median unit price: ~$540K.
Auction clearance rate: Brisbane is a private-treaty market; auctions are less common (clearance 50–60%).
Days on market (houses): 25–32 days.
Top growth suburbs: Inner suburbs (New Farm, Paddington, West End) lead capital growth; outer rings like Ipswich, Logan, and Moreton Bay deliver the best yields and have seen the fastest recent growth.
A Brisbane specialist has a panel of 30–60+ lenders including major banks (CBA, ANZ, NAB, Westpac), second-tier (Macquarie, ING, Bankwest, Suncorp), and non-bank specialists.
Walk into a big-4 branch and you get one lender’s products at standard pricing. A specialist creates competition between lenders — that competition alone routinely yields 0.3–0.5% lower rates.
On a $700K Brisbane loan, 0.4% lower saves $2,800 per year — $84,000 over 30 years. Free, because the lender pays the specialist.
We match you with a vetted Brisbane-based home loan specialist. Free to you, no obligation, no lock-in.
Get Matched With A Brisbane Specialist →A Brisbane borrower on $90K single / $160K couple income with standard expenses typically borrows $500K–$850K. Brisbane’s lower cost of living typically means more borrowing power per dollar of income than Sydney or Melbourne. Try the borrowing capacity calculator →
Yes — free to you. Brisbane specialists are paid a commission by the lender on settlement (typically 0.5–0.7% upfront + small trail). You pay the same rate whether direct or via specialist, but get the whole-of-market comparison done for free.
Yes. Brisbane specialists service every metro suburb plus the Gold Coast, Sunshine Coast, Ipswich, Logan, Moreton Bay, Redlands, and regional QLD. Most work remotely via Zoom plus document e-signing, so location doesn’t affect service.