The NT offers generous first home buyer schemes including grants up to $50,000 for new builds, and is the only state/territory without a foreign buyer stamp duty surcharge. Here’s how it works, with a worked example and Territory Revenue Office citations.
The Northern Territory runs grant-based first home buyer schemes rather than pure stamp duty exemptions. The HomeGrown Territory Grant provides up to $50,000 for eligible first home buyers purchasing or building a new home in the NT (as at April 2026), and the First Home Owner Grant provides $10,000. Uniquely, the NT has no state-level foreign buyer surcharge. Standard stamp duty still applies on established-home purchases. For a $500,000 Darwin home, standard duty is approximately $23,929. Verify with the Territory Revenue Office.
NT stamp duty rates, grants and thresholds are set by Territory government budget decisions and can change between annual budgets. The HomeGrown Territory Grant in particular has been subject to program changes. Before committing to a purchase, verify current schemes and rates at the Territory Revenue Office. This guide is general information, not financial or legal advice.
The NT runs grant-based schemes rather than pure stamp duty exemptions. Eligible first home buyers may qualify for the HomeGrown Territory Grant (up to $50,000 for new builds) and the First Home Owner Grant ($10,000). Standard stamp duty may still apply. Verify at the Territory Revenue Office.
No state-level foreign buyer surcharge applies in the NT — unique among Australian states and territories as at April 2026. Federal FIRB application fees still apply to foreign purchasers.
Stamp duty is generally due within 60 days of liability, typically at settlement. Your conveyancer handles this via the Territory Revenue Office.
Using NT’s graduated brackets, a $500,000 home attracts approximately $23,929 in standard stamp duty. First home buyer grants may offset this significantly for eligible new-build purchases. Verify at the Territory Revenue Office.
A vetted home loan specialist will calculate your exact duty, grant eligibility and total upfront costs — free to you.
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