Fresh commentary on the Australian home loan market — RBA rate moves, policy shifts, FHB schemes, and what it all actually means for you.
The RBA has cut the cash rate three times in 2026 already, from 4.85% to 4.10%. If you’re on a variable loan, you’ve felt it. If you’re on fixed, you haven’t. Here’s the full picture — and what to do about it.
The Federal Government’s First Home Guarantee lets eligible buyers purchase with a 5% deposit and zero LMI. 35,000 places per year. Here are the income caps, price caps, and the exact steps to apply in 2026.